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So far Equity First Funding has created 49 blog entries.
30 03, 2020

Balloon Payments and Seller Financing


Sellers offer owner financing for a multitude of reasons. For some, it is a way to sell their property in a tight market or get top dollar by offering to forgo traditional bank financing requirements. For other sellers, it is the attractiveness of receiving a great return. Let's face it if you don't have an immediate need for the cash, why take a lump sum lowball offer when you can tie the property sale [...]

Balloon Payments and Seller Financing2020-03-30T12:13:58-06:00
24 02, 2020

Compounding Interest and Note Investing


We've previously written articles about the joys of passive income and how note investing gives you the cash flow without having the responsibility of playing the landlord. One of the reasons for this is a little thing called compounding interest. But, in many cases, it’s not so little. In fact, compound interest makes your investments grow and grow and grow... Especially when it comes to compounding interest and note investing. First off, “What is Compounding [...]

Compounding Interest and Note Investing2020-02-24T12:47:06-06:00
29 01, 2020

Understanding the 5 C’s of Credit and Homeownership


It should be of no surprise that most individuals (or couples) cannot purchase a home outright. Because of this, many rely on their past credit history, using it as a promise that they are "good for their money" when obtaining a loan. When someone is looking for a loan banks and financial institutions look at the following items to determine if the buyer is low-risk. The 5 C's of Credit 1. Character In regards to [...]

Understanding the 5 C’s of Credit and Homeownership2020-01-29T14:11:53-06:00
20 12, 2019

5 Year-End Tips for Note Holders


With 2019 coming to a close and 2020 right around the corner, it's time to do a little maintenance. This includes taking stock of your investments and real estate notes, which is why we have a few year-end tips for note holders that we follow every year. Taking the time to verify that your note is in good standing as well as taking care of any required paperwork and valuations will start the year on [...]

5 Year-End Tips for Note Holders2019-12-20T13:17:24-06:00
25 11, 2019

Passive Income & Note Investing


In an ideal world, life would be all play and no work — and you'd still make enough money to support yourself. Well, we don't want to be the ones to tell you this, but that isn't possible. It doesn't mean you can't have a slice of that, a little more of the play and little less of the work. How? By cultivating passive income. What is Passive Income? Passive income is money that you [...]

Passive Income & Note Investing2019-12-02T16:11:59-06:00
29 10, 2019

Note Investing and Risk


Those new to note investing can sometimes find it a bit overwhelming. What makes a note a good investment? What if the investments don't all pan out? If the payor stops paying, what happens next? Note investing, and some risk go hand and hand, as do all investment opportunities. There is no "one size fits all" when it comes to purchasing notes because everyone's comfort levels are different — and all notes are different. [...]

Note Investing and Risk2019-10-29T13:09:01-06:00
30 09, 2019

Mortgages vs. Promissory Notes


When purchasing real estate with financing, you typically need to sign two specific documents to borrow money: a mortgage and a promissory note. In some states it is a deed of trust and a promissory note. For note investors and new homeowners, understanding the difference between the two documents can sometimes be challenging. Let's take a look at mortgages vs. promissory notes to provide a better understanding. Mortgages Vs. Promissory Notes: What's the Difference? Promissory [...]

Mortgages vs. Promissory Notes2019-09-30T15:10:35-06:00
21 08, 2019

What’s Happening with the Ohio Real Estate Market?


Whether you plan on purchasing real estate as an investment or as a personal property to live in, you will want to know the market. In fact, it helps you save time and money (and not to mention a few headaches) by: giving you an idea of how much you should spend on a home. helping you understand what others are buying and selling in your area. cluing you in on when to engage the [...]

What’s Happening with the Ohio Real Estate Market?2019-08-21T15:46:26-06:00
30 07, 2019

How to Increase the Value of Your Mortgage Note


If you’re reading this, then that likely means you’re considering selling your mortgage note for any number of reasons. If you are like a lot of people, you may be tired of collecting monthly payments over time and would prefer a lump sum of cash…today. Unfortunately, many mortgage note sellers receive low offers from investors. Leaving them (and you) stuck between a rock and a hard place. Why the low offers? Because, oftentimes, the note [...]

How to Increase the Value of Your Mortgage Note2019-07-30T11:04:10-06:00
26 06, 2019

Common Note Buying Terms


New to investing in real estate notes or wanting to sell your note? Don't get stuck on the language. To help you make sense of the real estate note world, we have compiled a list of common note buying terms. While there is more to investing than knowing the language, it's a significant first step and will help you focus on if the investment is right for you. Common Note Buying Terms While not a [...]

Common Note Buying Terms2019-06-26T09:17:46-06:00
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